Jay Schulman · Principal, National Leader of Blockchain & Digital Assets at RSM
AI is just the wave you can see coming. When does disruption hit your role, your skills, your industry, and what do you do about it Thursday?
25 years in security and technology disruption, from CISO work to blockchain to AI. I've been here before, and disruption has a predictable shape.
Self-scored. No account. Your answers never leave your browser.
25
years · security → blockchain → AI
760+
essays published
200+
talks, panels & lectures
2
calls marked wrong, in public
The Proof
Three reasons to trust the guide: the system, the scorecard, the story.
The System · Jai
runs daily
I run my own AI — memory, context, a private knowledge base I query. It drafts my morning brief; I review it in ninety seconds.
Signal changed in redacted client context.
Thursday move: draft the redacted memo before the coverage cycle does.
Client specifics are redacted — the format is real, the system runs every morning.
The Track Record
dated calls
75% · by 2027
Crypto custodians are Webvan, not Amazon — commodity custody, no moat.
OPEN — resolves 2027
70% · by 2028
Enterprise crypto adoption runs through audit firms, not crypto-native companies.
OPEN — resolves 2028
80% · by 2028
Mid-career disruption coaching becomes a real market.
OPEN — resolves 2028
75% · Feb 2026
The CLARITY Act will pass. Wrong on the bill; the regulatory-momentum thesis held.
WRONG — withdrawn Mar 2026
Dated calls with confidence levels. When one resolves against me, it's marked wrong — right here.
The Guide
since 2001
Security to blockchain to AI
Security. CISO work through the wave that rewired how firms defend themselves.
Blockchain. Built RSM's digital-asset practice from scratch, through the last cycle.
AI. Just getting started — and I've seen this movie twice already.
History isn't repeating. It's rhyming — and I know the tune.
Full recordBio, CV, and press live in The Proof.
The Signals
Live early-warning signals, the canaries, tracked before everyone notices.
Displacement
Stage 3 of 546.0index
Professional-services displacement index is in productivity phase for 2026-09.
View the signal
Stablecoin
Stage 3 of 53/5
3 of 5 consumer interchangeability layers have recorded activity; 1 are unknown. Stablecoin supply is 1.49% of M1. Backend settlement is tracked separately.
View the signal
Quantum
Stage 4 of 52029+/-1
Q-Day midpoint remains about 3 years out on the current trajectory.
View the signal
Work with me
AI and digital-asset disruption for boards, leadership teams, and conferences in financial services, accounting, and advisory.
Dated calls, live canary data, and a working personal AI — material that holds up on air.
Weekly · Thursdays
One Thursday move every week, not what happened, what to do about it. Powered by the canaries, the clock, and 25 years of surviving the pattern.
Thursday mornings · 5-min read · Zero spam
