Plan for Thursday.
AI is just the wave you can see coming. When does disruption hit your role, your skills, your industry, and what do you do about it Thursday?
I'm Jay Schulman. 25 years in security and technology disruption, CISO work, blockchain & digital assets at RSM. I've been here before, and disruption has a predictable shape.
Self-scored. No account. Your answers never leave your browser.
The Disruption Lifecycle
Phase 1
The technology exists. Experts see it. You don't.
Phase 2
It's hitting the industry next to yours. You're still confident.
Phase 3
It's here. The people who prepared in Phase 1 have a five-year head start.
Phase 4
The old jobs are gone. The new roles belong to the people who saw the pattern.
Which phase are you in?
Your Thursday will tell youThe Proof
Three reasons to trust the guide: the system, the scorecard, the story.
The System · Jai
runs daily
I run my own AI — memory, context, a private knowledge base I query. It drafts my morning brief; I review it in ninety seconds.
Signal changed in redacted client context.
Thursday move: draft the redacted memo before the coverage cycle does.
Client specifics are redacted — the format is real, the system runs every morning.
The Track Record
dated calls
75% · by 2027
Crypto custodians are Webvan, not Amazon — commodity custody, no moat.
OPEN — resolves 2027
70% · by 2028
Enterprise crypto adoption runs through audit firms, not crypto-native companies.
OPEN — resolves 2028
80% · by 2028
Mid-career disruption coaching becomes a real market.
OPEN — resolves 2028
75% · Feb 2026
The CLARITY Act will pass. Wrong on the bill; the regulatory-momentum thesis held.
WRONG — withdrawn Mar 2026
Dated calls with confidence levels. When one resolves against me, it's marked wrong — right here.
The Guide
since 2001
Security to blockchain to AI
Security. CISO work through the wave that rewired how firms defend themselves.
Blockchain. Built RSM's digital-asset practice from scratch, through the last cycle.
AI. Just getting started — and I've seen this movie twice already.
History isn't repeating. It's rhyming — and I know the tune.
Full recordBio, CV, and press live in The Proof.
The Signals
Live early-warning signals, the canaries, tracked before everyone notices.
Displacement
Stage 3 of 541.8index
Professional-services displacement index is in productivity phase for 2026-05.
View the signal
Stablecoin
Stage 3 of 53/5
3 of 5 interchangeability layers have moved past not-started; stablecoin supply is 1.57% of M1.
View the signal
Quantum
Stage 4 of 52029+/-1
Q-Day midpoint remains about 3 years out on the current trajectory.
View the signal
The Survival Skills
Six human capabilities that appreciate as AI does everything else. Three of them:
Taste
AI can generate. It can't curate.
Inspired by Rick Rubin
Pattern Recognition
AI can analyze. It can't see what's next.
Inspired by Dr. Dre
Translation
AI can compute. It can't make it make sense.
Inspired by Anthony Bourdain
Weekly · Thursdays
One Thursday move every week, not what happened, what to do about it. Powered by the canaries, the clock, and 25 years of surviving the pattern.
Thursday mornings · 5-min read · Zero spam
