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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#ai

29 posts

AI Training Data Rights: The Legal Framework We're Missing
January 08, 2026Opinion

AI Training Data Rights: The Legal Framework We're Missing

Authors suing AI companies will likely lose, but they're exposing a critical gap: no legal framework exists for compensating data creators whose work trains billion-dollar models.

AI Infrastructure Is Stealing Your City's Workers
December 29, 2025Opinion

AI Infrastructure Is Stealing Your City's Workers

Tech companies are outbidding governments for skilled labor and materials. The AI boom is reshaping which infrastructure gets built—and what gets abandoned.

Stop Waiting for AI: Your Competition Already Started
December 22, 2025Opinion

Stop Waiting for AI: Your Competition Already Started

AI disruption isn't coming tomorrow—it's happening now. While most companies debate, competitors are shipping. Here's what you're missing.

Why Microsoft's Quiet AI Strategy Beats Google's
December 16, 2025Opinion

Why Microsoft's Quiet AI Strategy Beats Google's

Microsoft is winning enterprise AI by building specialized models for real workflows, not chasing headlines. The shift from AI spectacle to AI utility changes everything.

Why Prompt Engineers Command $350K Salaries
December 12, 2025Opinion

Why Prompt Engineers Command $350K Salaries

Prompt engineering is reshaping enterprise AI strategy. Learn why Fortune 500s are in bidding wars for talent that bridges legacy systems with machine intelligence.

AI Agents: The Screen Time Solution Leaders Miss
November 06, 2025Opinion

AI Agents: The Screen Time Solution Leaders Miss

AI agents could eliminate 80% of digital busywork, but the real challenge isn't technology—it's whether freed time fuels strategy or distraction.

AI Agents Kill the Web Interface—Here's Why
November 05, 2025Opinion

AI Agents Kill the Web Interface—Here's Why

OpenAI's browser launch signals the end of traditional digital interfaces. AI agents will replace browsing—transforming how financial services compete in the next 24 months.

Cyborgs vs. Robots: Your AI Strategy Choice
October 30, 2025Opinion

Cyborgs vs. Robots: Your AI Strategy Choice

Every enterprise faces a critical fork: augment human capabilities or replace them with AI. Learn why human-AI synthesis wins over full automation.

AI Trading with Real Money: What Finance Leaders Must Know
October 29, 2025Opinion

AI Trading with Real Money: What Finance Leaders Must Know

Six AI models are trading real crypto on Hyperliquid with $10,000 each. Here's why financial services leaders need to rethink compliance, risk, and accountability now.

AI Systems Beat Models: Why Integration Wins
October 20, 2025Opinion

AI Systems Beat Models: Why Integration Wins

Discover why AI system integration matters more than raw model intelligence. Learn how connected capabilities create real competitive advantage.

AI Video Is Rewiring How We Perceive Reality
October 06, 2025Opinion

AI Video Is Rewiring How We Perceive Reality

Exposure to AI-generated content is fundamentally changing how our brains recognize authenticity. Discover why perfect synthetic videos make real footage feel fake—and why blockchain verification alone won't solve this crisis.

The Consultant's Dilemma: Competing With or Orchestrating AI
January 10, 2025Opinion

The Consultant's Dilemma: Competing With or Orchestrating AI

How senior consultants can lead AI transformation without technical backgrounds and build their 'AI-plus-human' value proposition.

Jay Schulman — Plan for Thursday