Content

Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#leadership

43 posts

Silicon Valley's Rebranding Obsession: Why We're Lying
January 02, 2026Opinion

Silicon Valley's Rebranding Obsession: Why We're Lying

Tech leaders are rebranding old concepts with trendy names—gambling as 'prediction markets,' consultants as 'full-stack startups.' We're innovating with a thesaurus, not real progress.

Stop Waiting for AI: Your Competition Already Started
December 22, 2025Opinion

Stop Waiting for AI: Your Competition Already Started

AI disruption isn't coming tomorrow—it's happening now. While most companies debate, competitors are shipping. Here's what you're missing.

Why Microsoft's Quiet AI Strategy Beats Google's
December 16, 2025Opinion

Why Microsoft's Quiet AI Strategy Beats Google's

Microsoft is winning enterprise AI by building specialized models for real workflows, not chasing headlines. The shift from AI spectacle to AI utility changes everything.

AI Agents: The Screen Time Solution Leaders Miss
November 06, 2025Opinion

AI Agents: The Screen Time Solution Leaders Miss

AI agents could eliminate 80% of digital busywork, but the real challenge isn't technology—it's whether freed time fuels strategy or distraction.

How OpenAI Eliminated the Coordination Tax
November 04, 2025Opinion

How OpenAI Eliminated the Coordination Tax

OpenAI shipped two category-defining products in 30 days by eliminating coordination overhead. Learn why traditional enterprise processes are now obsolete and what parallel execution at scale means for your organization.

Cyborgs vs. Robots: Your AI Strategy Choice
October 30, 2025Opinion

Cyborgs vs. Robots: Your AI Strategy Choice

Every enterprise faces a critical fork: augment human capabilities or replace them with AI. Learn why human-AI synthesis wins over full automation.

AI Won't Replace You—Being Average Will
October 22, 2025Opinion

AI Won't Replace You—Being Average Will

Learn why execution skills are becoming obsolete and how to shift from following instructions to creating strategic value in the AI era.

Why Toxic Leadership Costs You Top Talent
October 18, 2025Opinion

Why Toxic Leadership Costs You Top Talent

Discover how outdated management practices—no WFH, banned conversations, 100-hour weeks—drive your best people to competitors. Modern leaders prioritize results over presence.

Why One-on-Ones Aren't Broken: Manager as Multiplier
October 17, 2025Opinion

Why One-on-Ones Aren't Broken: Manager as Multiplier

Discover how strategic one-on-ones compound human capital through coaching and connection, transforming managers into multipliers rather than problem solvers.

The Director Model: Why Maker/Manager is Obsolete
October 13, 2025Opinion

The Director Model: Why Maker/Manager is Obsolete

AI agents are dissolving the maker/manager divide. The new role is director—orchestrating parallel systems while maintaining creative control and vision.

Why Blockchain Education Beats Technical Excellence
October 09, 2025Opinion

Why Blockchain Education Beats Technical Excellence

Infrastructure without education fails. Learn why blockchain adoption requires regulator understanding, not just elegant code—lessons from building since 2017.

Why Every Regional Bank Needs a Digital Asset Strategy (And How to Build One)
January 15, 2025

Why Every Regional Bank Needs a Digital Asset Strategy (And How to Build One)

Regional banks can't afford to ignore blockchain disruption. Here's your practical framework for developing a digital asset strategy that positions your institution for the tokenized future.

Jay Schulman — Plan for Thursday