Content

Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#organizational change

19 posts

Leadership in the Age of Disruption: A Navigation Framework
December 18, 2024Opinion

Leadership in the Age of Disruption: A Navigation Framework

Essential leadership strategies for executives navigating blockchain, AI, and technological disruption while maintaining organizational stability.

October 14, 2022

Does Hybrid Work Actually Work?

Insights from 30,000 Emails

October 12, 2015Opinion

Promotions: Pulled up or Pushed up?

Discover the art of promotions in the workplace—are you being pulled up by management or pushed up by peers? Learn how to balance both strategies for a faster path to career advancement.

July 29, 2015Opinion

An Argument for the Decentralization of Security

Explore why decentralizing security in corporate mergers can reduce risks. This blog delves into maintaining separate networks, security teams, and PCI environments to minimize vulnerabilities.

February 26, 2015Opinion

You Have Too Many Security Policies

Explore the pitfalls of excessive security policies that prioritize compliance over true protection. Discover how simplifying and reducing policies can enhance your organization's security posture.

February 18, 2015Opinion

Security is Not A Special Snowflake

Explore how to integrate security seamlessly into technology processes, transforming it from a policing role to a collaborative partner, ensuring robust systems without hindering innovation.

January 29, 2015Opinion

Why Your Strategy Needs a Consultant

Discover why hiring a consultant can transform your strategy by providing fresh perspectives and overcoming internal limitations, much like FDR's need for a second medical opinion revealed critical insights.

Jay Schulman — Plan for Thursday