Content

Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#personal brand

23 posts

January 05, 2015

My Longest Running New Years Resolution

Discover the rollercoaster journey of a five-year-long New Year's resolution to go paperless. From tech upgrades to small victories and persistent challenges, find inspiration in the quest for digital organization.

December 08, 2014Opinion

New Years Resolutions Don’t Work

Discover why New Year's resolutions often fail and explore a fresh approach to goal-setting. Learn how timing, specificity, and regular reviews can transform your ambitions into achievements.

December 03, 2014

4 Ways to Save December

Maximize December with four essential tips: wrap up work early, give your mind a break, disconnect, and start planning for 2015. Finish strong and gear up for a refreshed new year!

December 01, 2014

We Make A Life By What We Give

Discover the profound impact of giving in this insightful blog post. Explore practical tips for donating money and time, ensuring your contributions align with your passions and foster deeper connections.

November 25, 2014

Be Thankful for the Small Stuff

Discover the joy in life's small moments this Thanksgiving. Reflect on the overlooked details that truly shape our happiness, and learn to appreciate the little things that make life extraordinary.

November 21, 2014Opinion

What do you do?

Explore how the simple question "What do you do?" reveals personal identity and professional pride. This post delves into how job descriptions shape personal branding and the power of a compelling response.

November 17, 2014

Responding To Every E-mail: 10 Days In

Explore the challenges and insights from a 10-day experiment of responding to every email. Discover the unexpected humor, persistence of recruiters, and the surprising time efficiency involved in this unique journey.

November 10, 2014Opinion

Are You Superstitious In Business?

Explore how superstitions shape business success, from lucky outfits to cautious deal-making. Discover the surprising performance boost they might offer and why some professionals swear by their rituals.

October 20, 2014

Know Your Network (or: Interesting LinkedIn Stats)

Uncover intriguing LinkedIn insights from a personal analysis, revealing connection stats on location, occupation, volunteer interest, and gender ratio. Explore who truly makes up your professional network.

March 10, 2014

One Week with Dash App

Discover how the Dash App transforms driving with insightful data on your habits and costs. Explore its features, from tracking mileage to deciphering the check engine light, and rethink your driving experience.

February 04, 2014

The FitBit Effect

Explore the evolving world of Bluetooth-enabled medical devices and the crucial need for robust data security. Learn how to safeguard sensitive health information in this new era of mobile connectivity.

Jay Schulman — Plan for Thursday