Content

Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#strategy

24 posts

Why Every Regional Bank Needs a Digital Asset Strategy (And How to Build One)
January 15, 2025

Why Every Regional Bank Needs a Digital Asset Strategy (And How to Build One)

Regional banks can't afford to ignore blockchain disruption. Here's your practical framework for developing a digital asset strategy that positions your institution for the tokenized future.

Leadership in the Age of Disruption: A Navigation Framework
December 18, 2024Opinion

Leadership in the Age of Disruption: A Navigation Framework

Essential leadership strategies for executives navigating blockchain, AI, and technological disruption while maintaining organizational stability.

The Future of Finance: How Blockchain is Reshaping Traditional Banking
December 10, 2024Opinion

The Future of Finance: How Blockchain is Reshaping Traditional Banking

An in-depth conversation about blockchain adoption in traditional financial institutions, regulatory challenges, and the path forward for digital transformation.

October 12, 2024

Zero Knowledge Proof Types: Enterprise Implementation Guide | Interactive vs Non-Interactive Privacy Solutions

Complete guide to zero knowledge proof types for enterprise implementation - comparing interactive, non-interactive, and zk-SNARKs for business applications, compliance, and operational efficiency.

July 16, 2024

Blockchain Governance for Enterprise | Strategic Decision-Making Framework

Comprehensive guide to blockchain governance for enterprises. Learn governance frameworks, decision-making processes, stakeholder management, and implementation strategies for successful enterprise blockchain operations.

July 02, 2024

Cryptocurrency Enterprise Treasury Management | Strategic Digital Asset Implementation

Comprehensive guide to cryptocurrency integration in enterprise treasury operations. Learn strategic implementation, risk management, compliance frameworks, and operational best practices for corporate digital asset adoption.

October 11, 2022Opinion

Exponential Rate of Change

Things are changing so fast. And yet, things will only change faster.

October 16, 2020Opinion

How to think about Blockchain

How will blockchain projects evolve over the next few years.

May 01, 2020Opinion

Blockchain Notes.

Explore quick, insightful musings on the rapidly evolving blockchain world. "Blockchain Notes" offers daily thoughts to help you keep pace with the fast-moving technology landscape.

June 24, 2015Opinion

You Are A Salesperson

Unlock the secrets to selling your security ideas internally. Learn why thinking like a salesperson is crucial for security professionals to gain support and funding from their organizations.

February 18, 2015Opinion

Security is Not A Special Snowflake

Explore how to integrate security seamlessly into technology processes, transforming it from a policing role to a collaborative partner, ensuring robust systems without hindering innovation.

January 29, 2015Opinion

Why Your Strategy Needs a Consultant

Discover why hiring a consultant can transform your strategy by providing fresh perspectives and overcoming internal limitations, much like FDR's need for a second medical opinion revealed critical insights.

Jay Schulman — Plan for Thursday