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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#ai disruption

66 posts

Quantum Computing's Error Correction Breakthrough
February 20, 2026Opinion

Quantum Computing's Error Correction Breakthrough

Google's Willow chip demonstrated exponential error correction, proving quantum scalability is achievable. Organizations must update their quantum strategy now.

Why Per-Seat Pricing Is Becoming Obsolete
February 16, 2026Opinion

Why Per-Seat Pricing Is Becoming Obsolete

Stablecoins and AI agents are eliminating the infrastructure and cognitive bottlenecks that made subscription pricing necessary. The shift to granular, agent-driven purchasing is inevitable.

AI Is Collapsing Vertical SaaS—Legal Tech First
February 10, 2026Opinion

AI Is Collapsing Vertical SaaS—Legal Tech First

General-purpose AI is replacing specialized software across industries. Legal tech vendors face elimination as Claude and similar models handle contract review, research, and automation in one platform.

AI Security Theater: Why Confirmation Prompts Fail
February 06, 2026Opinion

AI Security Theater: Why Confirmation Prompts Fail

Explicit approval requirements don't secure AI systems—they create false confidence. Real AI security requires architectural input validation, not procedural friction.

Should You Train AI to Replace Your Job?
January 27, 2026Opinion

Should You Train AI to Replace Your Job?

Knowledge workers are voluntarily training AI to automate their roles for short-term pay. But the real cost of obsolescence is far higher than companies are offering.

AI in Healthcare: The 30-Second Revolution Nobody's Talking About
January 19, 2026Opinion

AI in Healthcare: The 30-Second Revolution Nobody's Talking About

Healthcare AI isn't replacing doctors—it's eliminating repetitive tasks. But efficiency gains create economic pressure that could change everything.

AI Doesn't Replace Programmers—It Eliminates Friction
January 15, 2026Opinion

AI Doesn't Replace Programmers—It Eliminates Friction

Stop asking if AI replaces developers. The real shift: AI removes tedious work, letting programmers focus on high-value problem-solving and architecture decisions that require actual thinking.

AI Language Models: Optimizing for the Wrong Thing
January 09, 2026Opinion

AI Language Models: Optimizing for the Wrong Thing

Explore why unaligned AI optimization—from newsfeeds to language models—creates unintended harm at scale, and what leaders must understand about AI risk.

Why AI Content Creates Opportunity for Deep Work
January 07, 2026Opinion

Why AI Content Creates Opportunity for Deep Work

AI-generated content floods the market, but like paperbacks in 1939, it creates demand for substantive work. Depth thrives when positioned for audiences actively seeking it.

AI Infrastructure Is Stealing Your City's Workers
December 29, 2025Opinion

AI Infrastructure Is Stealing Your City's Workers

Tech companies are outbidding governments for skilled labor and materials. The AI boom is reshaping which infrastructure gets built—and what gets abandoned.

Stop Waiting for AI: Your Competition Already Started
December 22, 2025Opinion

Stop Waiting for AI: Your Competition Already Started

AI disruption isn't coming tomorrow—it's happening now. While most companies debate, competitors are shipping. Here's what you're missing.

Why Prompt Engineers Command $350K Salaries
December 12, 2025Opinion

Why Prompt Engineers Command $350K Salaries

Prompt engineering is reshaping enterprise AI strategy. Learn why Fortune 500s are in bidding wars for talent that bridges legacy systems with machine intelligence.

Jay Schulman — Plan for Thursday