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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#cryptocurrency

72 posts

June 30, 2024

Unlocking the Power of Hierarchical Deterministic (HD) Wallets

It's time to dive into a game-changing concept for managing digital assets: Hierarchical Deterministic (HD) wallets.

June 29, 2024

Hot Wallets vs. Cold Wallets: The Trade-off Between Convenience and Security

Today, I want to share some insights on the age-old debate: hot wallets vs. cold wallets.

June 28, 2024

Wallets: Your Digital Bank Account

In this post, we'll explore the world of wallets—your digital bank accounts for storing cryptocurrencies and other digital assets. Get ready to dive in and discover how to choose the perfect wallet...

June 17, 2024

The Role of the Mempool in Transaction Processing

Today, we're going to dive into the fascinating world of the mempool and explore its crucial role in transaction processing. As an experienced guide in the realm of blockchain technology and digita...

June 16, 2024

Unraveling the Mysteries of the Mempool: Your Key to Mastering Blockchain Transactions

Today, we're diving deep into the world of blockchain to explore a crucial concept: the mempool.

June 15, 2024

Unlocking the Power of Appropriate Transaction Fees in Blockchain

Today, we're going to build upon our previous discussion on transaction fees and dig into a crucial aspect: the importance of setting appropriate transaction fees.

June 11, 2024

Transactions: The Heart of Blockchain Technology

Today, we're diving into the heart of blockchain technology: transactions.

May 26, 2024

Mining Pools: Combining Resources

In our last post, we delved into the world of miner incentives, exploring block rewards and transaction fees. Today, we're going to build on that knowledge and discuss another key aspect of the blo...

May 23, 2024

Unveiling the Mystery: Mining Rewards in the Blockchain Ecosystem

In the previous post, we explored the fascinating world of mining difficulty and its crucial role in maintaining the delicate balance within blockchain networks. Today, we're going to dive into a c...

May 19, 2024

Blockchain Mining Explained: Complete Enterprise Guide to Block Creation and Network Security

Complete enterprise guide to blockchain mining. Learn how mining creates blocks, secures networks, and enables decentralized consensus in blockchain systems.

September 30, 2023

Top Blockchain News for Sep 30, 2023

Dive into the latest blockchain trends from stablecoin depegging to tokenized assets, Ethereum's growing global presence, and regulatory clashes with the SEC. Stay ahead in the crypto world with these insights!

September 28, 2023

Top Blockchain News for Sep 28, 2023

Dive into the latest blockchain developments with insights on DeFi innovation, Ethereum staking, and regulatory debates. Explore flagged NFTs, CBDCs, and the potential of U.S. bitcoin ETFs in today's Morning Blockchain.

Jay Schulman — Plan for Thursday