Content

Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#digital transformation

43 posts

July 01, 2020Opinion

What is Web3?

Explore the transformative potential of Web3, the next Internet era. Discover why understanding this revolutionary concept is crucial in 2022, with insightful resources to deepen your knowledge.

May 01, 2020Opinion

Blockchain Notes.

Explore quick, insightful musings on the rapidly evolving blockchain world. "Blockchain Notes" offers daily thoughts to help you keep pace with the fast-moving technology landscape.

May 26, 2017Opinion

Disrupt Patching

Patching shouldn’t be so hard.

October 05, 2015Opinion

What InfoSec Pros Can Learn From Agile

Explore how InfoSec professionals can learn from Agile methodologies to improve security integration in software development, transforming security practices into a more proactive and disciplined approach.

August 17, 2015Opinion

Why Security Needs DevOps

Explore why embracing DevOps is key for enhancing security, reducing human errors, and minimizing vulnerabilities in application deployment cycles by integrating development, infrastructure, and security.

October 27, 2014

Can You Survive on Phone Alone?

Explore the practicality of surviving with just your phone, leveraging mobile payment systems like Apple Pay and Google Wallet for everyday transactions. Discover how technology can replace your wallet.

February 11, 2014Opinion

Today We Fight Back

Join the fight against mass surveillance! On February 11th, unite in protest to protect internet freedom and honor Aaron Swartz's legacy. Stand up for privacy and democracy at thedaywefightback.org.

Jay Schulman — Plan for Thursday