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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#security

138 posts

May 18, 2024

The Significance of the Genesis Block: A Pillar of Trust and Security

Today, we're going to build upon our understanding of the Genesis Block and delve into its significance in the grand scheme of blockchain technology. Buckle up as we explore why the Genesis Block i...

May 12, 2024

Merkle Trees: Efficient Data Verification in Blockchain | Enterprise Data Integrity Guide

Master Merkle trees in blockchain technology - comprehensive guide to efficient data verification, cryptographic proofs, and enterprise applications for ensuring data integrity and scalability.

May 11, 2024Opinion

Hashing: The Unsung Hero of Blockchain Data Integrity

Hey there, blockchain enthusiasts! In my last post, we took a deep dive into the world of hashing algorithms, exploring the ins and outs of SHA-256 and its alternatives. Today, I want to build on t...

May 09, 2024

Unlocking the Secrets of Hashing: Blockchain's Digital Fingerprint

Are you ready to dive into one of the most fascinating aspects of blockchain technology? Today, we're going to explore the concept of hashing—the digital fingerprint that ensures the security and i...

May 08, 2024

Symmetric vs. Asymmetric Encryption: Balancing Speed and Security

Today, we're going to build upon our understanding of public-key cryptography and delve into a related, yet distinct, concept: symmetric vs. asymmetric encryption.

May 06, 2024Opinion

Cryptography in Blockchain: The Art of Secure Communication | Enterprise Security Guide

Master cryptography in blockchain technology - comprehensive guide to public-key cryptography, digital signatures, hash functions, and security protocols for enterprise blockchain implementations.

May 06, 2024

Unraveling the Secrets of Cryptography in Blockchain

In our previous post, we delved into the world of decentralization, the heart of blockchain technology. Today, we're going to explore another critical aspect that underpins the security and functio...

May 02, 2024

Decentralization: The Power of Distributed Systems

Today, we're taking a deep dive into the core concept that makes blockchain technology so revolutionary: decentralization. This is the magic ingredient that ensures trust, security, and resilience ...

May 02, 2024

Decentralization: The Power of Distributed Systems | Enterprise Blockchain Architecture Guide

Explore decentralization and distributed systems in blockchain - understand how power distribution creates resilient, secure networks for enterprise applications and eliminates single points of failure.

October 17, 2022Opinion

Composability and Diversity

Common thoughts from 1989 and 2022

June 01, 2020

Decentalization and Immutability

Explore the significance of decentralization and immutability in NFTs, and why the mantra "not your keys, not your coin" emphasizes the need for true ownership and on-chain freedom.

November 28, 2017Opinion

Click on malware, Raise your hand

Explore the true nature of cybersecurity threats and discover why viewing hackers as savvy marketers can reshape security training. Learn why encouraging openness about mistakes is crucial for better protection.

Jay Schulman — Plan for Thursday