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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#blockchain

298 posts

13. Sia: The Decentralized Cloud Storage Platform
December 13, 2024

13. Sia: The Decentralized Cloud Storage Platform

Hello, tech-savvy leaders! Today, we're diving into the world of decentralized cloud storage with a focus on Sia, a platform that's set to disrupt the traditional cloud storage industry. With my 20...

12. Decentralized File Storage: The Interplanetary File System (IPFS) and Filecoin
December 12, 2024

12. Decentralized File Storage: The Interplanetary File System (IPFS) and Filecoin

Hey there, tech trailblazers! Get ready to explore the exciting realm of decentralized file storage with me, as we dive deep into the Interplanetary File System (IPFS) and Filecoin. With two decade...

11. Grin: The Lightweight Mimblewimble Implementation
December 11, 2024

11. Grin: The Lightweight Mimblewimble Implementation

Hey there, blockchain enthusiasts! Are you ready to dive into the world of Grin, the innovative cryptocurrency that's making waves in the industry? As a seasoned expert with over 20 years of experi...

Grin: Enterprise Mimblewimble Implementation Guide for Privacy-Focused Blockchain Networks
December 11, 2024

Grin: Enterprise Mimblewimble Implementation Guide for Privacy-Focused Blockchain Networks

Comprehensive enterprise guide to implementing Grin blockchain for privacy-focused business applications. Includes Cuckoo Cycle mining, transaction privacy, enterprise wallet integration, and deployment strategies for scalable confidential transaction networks.

Mimblewimble: Enterprise Privacy Blockchain Implementation Guide for Confidential Transactions
December 10, 2024

Mimblewimble: Enterprise Privacy Blockchain Implementation Guide for Confidential Transactions

Comprehensive enterprise guide to implementing Mimblewimble privacy blockchain protocol. Includes confidential transactions, CoinJoin mixing, blockchain pruning, and real-world deployment strategies for scalable private blockchain networks.

Mimblewimble: The Privacy-Focused Blockchain Protocol
December 10, 2024

Mimblewimble: The Privacy-Focused Blockchain Protocol

Hey there, blockchain enthusiasts! � Today, we're diving deeper into the world of blockchain privacy by exploring a fascinating protocol called Mimblewimble. �

The Future of Finance: How Blockchain is Reshaping Traditional Banking
December 10, 2024Opinion

The Future of Finance: How Blockchain is Reshaping Traditional Banking

An in-depth conversation about blockchain adoption in traditional financial institutions, regulatory challenges, and the path forward for digital transformation.

Unlocking Blockchain Privacy: The Power of zk-SNARKs in Anonymous Transactions
December 09, 2024

Unlocking Blockchain Privacy: The Power of zk-SNARKs in Anonymous Transactions

Hey there, blockchain enthusiasts! � Today, we're going to build upon our understanding of Zero-Knowledge Proofs (ZKPs) and delve into a fascinating cryptographic technique called zk-SNARKs — the b...

Zero-Knowledge Proofs (ZKPs): Unlocking Privacy in the Blockchain Era
December 08, 2024Opinion

Zero-Knowledge Proofs (ZKPs): Unlocking Privacy in the Blockchain Era

As a seasoned expert with over 20 years of experience in information security and technology innovation, I've seen firsthand the growing need for privacy-preserving solutions that can protect sensi...

Decentralized Identity (DID): The Key to Self-Sovereign Identity
December 07, 2024Opinion

Decentralized Identity (DID): The Key to Self-Sovereign Identity

Hey there, blockchain enthusiasts! Today, we're diving into the world of Decentralized Identity (DID) — a game-changing concept that's putting the power of identity management back into the hands o...

December 05, 2024Opinion

Decentralized Autonomous Organizations (DAOs): The Future of Governance

Alright, tech enthusiasts, it's time to dive into the fascinating world of Decentralized Autonomous Organizations (DAOs)! The blockchain landscape is rapidly evolving, and DAOs are emerging as a po...

December 04, 2024Opinion

The Unexpected Narratives Driving Crypto Market Cycles

Exploring the transformative narratives that emerge in crypto market cycles, from ICOs to NFTs, and speculating on the potential breakthrough trend of 2025.

Jay Schulman — Plan for Thursday