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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#blockchain

298 posts

October 28, 2024Opinion

Zero-Knowledge Proofs: The Key to Secure and Private Decentralized Voting Systems

Hey there, blockchain enthusiasts! It's your friendly neighborhood blockchain expert here, ready to dive into another exciting topic: how zero-knowledge proofs (ZKPs) can revolutionize decentralize...

October 26, 2024

Zero-Knowledge Proofs and Interoperability: Enabling Privacy Across Different Blockchains

Hey there, blockchain enthusiasts! Today, we're going to explore the exciting world of zero-knowledge proofs (ZKPs) and how they enable privacy across different blockchain networks. Building on our...

October 25, 2024Opinion

Exploring the Use Cases of Zero-Knowledge Proofs Beyond Cryptocurrencies

Hey there, blockchain enthusiasts! In our last post, we dove into the exciting world of DeFi and how zero-knowledge proofs (ZKPs) are revolutionizing privacy and compliance in this space. Today, we...

October 25, 2024Opinion

The Future of Zero-Knowledge Proofs: Advancements and Possibilities

Hey there, blockchain enthusiasts! Today, we're going to fast-forward and explore the future of zero-knowledge proofs (ZKPs), focusing on advancements and possibilities. As someone with 20 years of...

October 24, 2024Opinion

The Challenges of Implementing Zero-Knowledge Proofs: Computation Costs and User Experience

Hey there, blockchain enthusiasts! In our previous post, we explored the exciting potential of zero-knowledge proofs (ZKPs) beyond cryptocurrencies. Today, we're going to dive into the challenges o...

October 18, 2024

9. Bulletproofs: The Lightweight and Flexible Alternative to zk-SNARKs

Hey there, blockchain enthusiasts! In today's post, we'll be diving into the world of Bulletproofs, a game-changing technology that's revolutionizing the way we think about privacy and scalability ...

October 16, 2024

The Trusted Setup Ceremony: Generating zk-SNARK Parameters Securely

Welcome back, blockchain enthusiasts! � Today, we're diving into the fascinating world of the Trusted Setup Ceremony, a critical process in generating zk-SNARK parameters securely. If you've been f...

October 15, 2024

Zcash Enterprise Privacy: Business Applications Guide | Advanced Cryptocurrency Privacy Solutions

Comprehensive guide to Zcash enterprise privacy applications - leveraging advanced cryptocurrency privacy technology for business operations, regulatory compliance, and competitive advantage protection through zk-SNARKs implementation.

October 15, 2024

Zcash: The Privacy-Focused Cryptocurrency Pioneering the Use of zk-SNARKs

Hey there, blockchain enthusiasts! In today's post, we'll be diving into the world of Zcash, a groundbreaking cryptocurrency that's taking privacy to the next level with the help of zk-SNARKs. For ...

October 14, 2024

The Anatomy of a zk-SNARK: Understanding the Proving and Verification Process

Hello, fellow blockchain enthusiasts! Today, we're going to delve deeper into the world of zk-SNARKs, focusing on the proving and verification process. In our last post, we discussed the transforma...

October 08, 2024Opinion

30. DeFi and Traditional Finance: The Path to Convergence 🤝

Hey there, blockchain enthusiasts! It's your trusted technology advisor back with another engaging topic in our 100-part series on mastering blockchain. Today, we'll explore the fascinating relatio...

October 07, 2024Prediction

The Future of DeFi: Predictions and Possibilities

Hey there, blockchain enthusiasts! Your trusted technology advisor is back with another thrilling topic in our 100-part series on mastering blockchain. Today, we're gazing into the crystal ball � t...

Jay Schulman — Plan for Thursday