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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#dao

7 posts

Aave's DAO Governance Crisis: A Blockchain Reality Check
January 05, 2026

Aave's DAO Governance Crisis: A Blockchain Reality Check

Aave's $50B governance dispute reveals the uncomfortable truth: DAOs haven't solved decentralization. Token holders vs. builders—a conflict every protocol will face.

Exploring Aragon and DAOstack: Decentralized Governance Platforms for Business Growth
December 20, 2024

Exploring Aragon and DAOstack: Decentralized Governance Platforms for Business Growth

Hello, blockchain explorers! Today, we're venturing into the realm of decentralized governance platforms, focusing on two pioneering projects: Aragon and DAOstack. As your experienced guide in bloc...

Digital Assets 2024 Year in Review
December 18, 2024

Digital Assets 2024 Year in Review

Digital Assets 2024 Year in Review

The DAO Hack: Lessons Learned and Future Implications
December 06, 2024

The DAO Hack: Lessons Learned and Future Implications

Alright, blockchain enthusiasts, it's time to discuss a pivotal moment in the history of decentralized autonomous organizations (DAOs) – the infamous DAO Hack. This event not only taught us valuabl...

Decentralized Autonomous Organizations (DAOs): The Future of Governance
December 05, 2024Opinion

Decentralized Autonomous Organizations (DAOs): The Future of Governance

Alright, tech enthusiasts, it's time to dive into the fascinating world of Decentralized Autonomous Organizations (DAOs)! The blockchain landscape is rapidly evolving, and DAOs are emerging as a po...

July 16, 2024Opinion

Blockchain Governance: The Art of Decision-Making in a Decentralized World

Today, we're diving into a fascinating topic that lies at the heart of decentralized systems: Blockchain Governance. I'm excited to demystify this crucial concept and show you how decisions are mad...

May 30, 2024

Delegated Proof-of-Stake (DPoS): Empowering Stakeholders Through Democracy

In our previous discussion, we explored the energy-efficient world of Proof-of-Stake (PoS). Today, we're going to dive into a fascinating variation of PoS called Delegated Proof-of-Stake (DPoS), wh...

Jay Schulman — Plan for Thursday