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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Crypto Settlement: Why Banks Win, Intermediaries Lose
June 11, 2026·5 min read
Blockchain
Opinion

Crypto Settlement: Why Banks Win, Intermediaries Lose

Blockchain disruption targets clearing and settlement, not banks themselves. Firms controlling regulatory trust and technical reliability will dominate the next five years.

Recent Essays

#zero knowledge proofs

36 posts

Why Elite Hackers Stopped Using Zero-Days
December 30, 2025Opinion

Why Elite Hackers Stopped Using Zero-Days

Sandworm's shift from expensive zero-days to basic misconfigurations reveals a terrifying truth: your security fundamentals are broken. Here's why and what to fix.

Mimblewimble: Enterprise Privacy Blockchain Implementation Guide for Confidential Transactions
December 10, 2024

Mimblewimble: Enterprise Privacy Blockchain Implementation Guide for Confidential Transactions

Comprehensive enterprise guide to implementing Mimblewimble privacy blockchain protocol. Includes confidential transactions, CoinJoin mixing, blockchain pruning, and real-world deployment strategies for scalable private blockchain networks.

zk-SNARKs: Enterprise Anonymous Transaction Implementation Guide for Blockchain Privacy
December 09, 2024

zk-SNARKs: Enterprise Anonymous Transaction Implementation Guide for Blockchain Privacy

Comprehensive enterprise guide to implementing zk-SNARKs for anonymous transactions. Includes confidential payment systems, privacy-preserving smart contracts, regulatory compliance frameworks, and real-world deployment strategies for secure business transactions.

Unlocking Blockchain Privacy: The Power of zk-SNARKs in Anonymous Transactions
December 09, 2024

Unlocking Blockchain Privacy: The Power of zk-SNARKs in Anonymous Transactions

Hey there, blockchain enthusiasts! � Today, we're going to build upon our understanding of Zero-Knowledge Proofs (ZKPs) and delve into a fascinating cryptographic technique called zk-SNARKs — the b...

Zero-Knowledge Proofs (ZKPs): Unlocking Privacy in the Blockchain Era
December 08, 2024Opinion

Zero-Knowledge Proofs (ZKPs): Unlocking Privacy in the Blockchain Era

As a seasoned expert with over 20 years of experience in information security and technology innovation, I've seen firsthand the growing need for privacy-preserving solutions that can protect sensi...

Zero-Knowledge Proofs: Enterprise Privacy Implementation Guide for Blockchain Applications
December 08, 2024

Zero-Knowledge Proofs: Enterprise Privacy Implementation Guide for Blockchain Applications

Comprehensive enterprise guide to implementing Zero-Knowledge Proofs for blockchain privacy. Includes zk-SNARKs, zk-STARKs, privacy-preserving smart contracts, and real-world deployment strategies for confidential business applications.

October 28, 2024Opinion

Zero-Knowledge Proofs: The Key to Secure and Private Decentralized Voting Systems

Hey there, blockchain enthusiasts! It's your friendly neighborhood blockchain expert here, ready to dive into another exciting topic: how zero-knowledge proofs (ZKPs) can revolutionize decentralize...

October 27, 2024

Zero-Knowledge Proofs: Accelerating Enterprise Blockchain Adoption

Hello, blockchain enthusiasts! Today, we're going to explore the exciting world of zero-knowledge proofs (ZKPs) and their critical role in driving enterprise blockchain adoption. In our last post, ...

October 26, 2024

Zero-Knowledge Proofs and Interoperability: Enabling Privacy Across Different Blockchains

Hey there, blockchain enthusiasts! Today, we're going to explore the exciting world of zero-knowledge proofs (ZKPs) and how they enable privacy across different blockchain networks. Building on our...

October 25, 2024Opinion

Exploring the Use Cases of Zero-Knowledge Proofs Beyond Cryptocurrencies

Hey there, blockchain enthusiasts! In our last post, we dove into the exciting world of DeFi and how zero-knowledge proofs (ZKPs) are revolutionizing privacy and compliance in this space. Today, we...

October 25, 2024Opinion

The Future of Zero-Knowledge Proofs: Advancements and Possibilities

Hey there, blockchain enthusiasts! Today, we're going to fast-forward and explore the future of zero-knowledge proofs (ZKPs), focusing on advancements and possibilities. As someone with 20 years of...

October 24, 2024Opinion

The Challenges of Implementing Zero-Knowledge Proofs: Computation Costs and User Experience

Hey there, blockchain enthusiasts! In our previous post, we explored the exciting potential of zero-knowledge proofs (ZKPs) beyond cryptocurrencies. Today, we're going to dive into the challenges o...

Jay Schulman — Plan for Thursday